Monthly Archive: August 2019

Tips to save on the market

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How much do you spend each week, every month, every year on the market? If you are the one in charge in your house to supplying the refrigerator and cabinets, you have probably noticed the increase in price in the products. The budget for food and groceries is just increasing, and the blame for this is partly because of inflation. So we prepared this post with some tips to save money with the market.

Choose an appropriate place that sells only foods

Choose an appropriate place that sells only foods

When it comes to shopping, it is best to drive freighter, to open markets or to smaller markets. People who go to the supermarket to make their purchases end up choosing the types of stores where they find everything, after all, they find this type of establishment practical when faced with a great diversity of products and to be able to buy a great mix in the same place.

The problems are that the prices are higher than in the medium and small markets, because the expenses are higher in the larger supermarkets. However, when the buyer is already there, he ends up not resisting and takes the product, even though he knows that he is paying more expensive, because he thinks about the work of having to move to another place, the expense with gasoline, with parking and thinks it does not pay.

Make a shopping list

Make a shopping list

Always have a shopping list with everything you really need to buy and focus on it. This will prevent you from making impulse purchases, those in which you add in your cart unnecessary products or just to satisfy your whims of the moment.

To help you schedule yourself weekly, you can also pre-determine a meal schedule for the week and the necessary ingredients. Put a piece of paper in the refrigerator and write down the products that are ending up.

Direct your eyes down

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Marketing is a complex and very efficient science. So you do not realize most of the mechanisms that are created in the stores and in the markets to get you to buy and spend more on the more expensive products. One of these mechanisms is to put at eye level the most expensive products, the most prestigious, the most likely to be pushed into the cart. Thus, these products are more colorful, flashy and their packaging is the most elaborate. But they also cost more!

Learn to look down when standing in front of the shelves. The products may be less beautiful, the packages less colorful and simpler, however they are often as good as those exposed above, and of course, much cheaper.

Keep an eye on the offers

Do not hesitate to take advantage of the offers brochures. These small economies may be worth it. But do not confuse the reduction of real offers with misleading terms. A product “special family package” does not mean that the price per kilo is cheaper. Remember to always compare.

Do not shop hungry

Before you go to the market, eat! Or at least your shopping in a half-time between meals to your shopping. With a full stomach and in the drowsiness, you will be less tempted to buy things you do not need, simply as a reaction to a feeling of hunger.

Here are some tips to save on the market. If you’d like to discover more ideas like these, read our article with 4 price survey sites to help you spend less on shopping .

To find out if you’re spending a lot on the market, download the Gustav von Aschenbach app available on IOS and Android systems. And you, what are your tips? Tell us in the comments!

 

Save on Transports: Carpooling vs Carsharing – Save on Transports

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Briefly, carpooling is based on sharing a car between passengers with matching destinations and times. Thus, drivers with their own car can choose to share it with passengers who also share the same route.

This is a particularly advantageous solution for long haul travel as it is based on the principle of dividing travel costs – tolls and fuel – among all passengers.

How it works

How it works

 

Combining hitchhiking with a driver is very simple and there are already several sites that almost automate this task. We have already mentioned a few in this article, but we will remember them here and add others to the list:

    • Devil
    • Travels
    • Boleia.net
    • One night
    • Blablacar
    • Carpoolworld

The usual procedure on these sites is to register and choose your profile (driver or passenger). If you are the driver, you register a travel offer defining the origin, destination, date, time and contribution (price) per driver. If you are a passenger, just look for offers on the dates you want and choose the one that best fits your budget, hourly availability, etc.

The price of travel varies from lot to driver to driver, but Lisbon-Porto trip usually costs between € 12 and € 15 (€ 19.50 at Rede Expressos), while a trip between Lisbon-Faro can cost between 10 € 15 (€ 18.50 for the Network Express).

Advantages and disadvantages

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The carpooling is a good alternative to typical land transport covering long distances (eg Lisbon-Faro-Lisbon), since the prices are flexible – there are several price offers, some lower – and promotes human interaction, making travel more dynamic and less boring, especially when they are long. (Ie

As a disadvantage, there is the question of safety, or rather the uncertainty about safety, since the basic concept of carpooling is based on accepting or offering carpooling to strangers. There are, however, some precautions to reduce this fear:

  1. Exchange contacts with the driver / passengers and share them with someone you trust before the trip. Do not forget also to give information about the route;
  2. Most sites have a rating system for both drivers and passengers, to make the experience safer;
  3. Make sure you have friends in common with the driver / passengers. On the Umcoche website, it is easy to check this information through Facebook, since the registration on the site is made from this social network.

Car sharing: rent a car without bureaucracy

Car sharing: rent a car without bureaucracy

The carsharing is briefly an alternative system of car rental. This system allows you to rent a car easily, without bureaucracies, monthly fees, registration fees or loyalties.

Carsharing is a kind of mixture of individual transport and public transport, encompassing the “best of both worlds”: the flexibility and independence that counts when you have a car and the cheapest prices of public transport, with fuel and insurance included, making -a good option when going, for example, to a vacation destination that has carsharing parks where you can leave the rental car.

How To Save Money With School Books | Debt

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This solution may give a little more work because it implies an initial research, but the cost is minimal and we do not need to use the credit card to get discount, nor do we need to return to the commercial surface in order to use the discount . It saves your wallet and still saves the environment.

Large Surfaces Have Largest Market Share

Large Surfaces Have Largest Market Share

Unfortunately, “competition laws” do not work in the schoolbook market. There is simply no competition in the distribution, with the maximum discounts being 10% on the sale price. There are some promotional campaigns that end up bringing with you some hidden dangers.

The biggest discount for the purchase of schoolbooks is currently achieved in Jumbo. If you place your order in the next few days you will be able to have access to a 10% discount plus 5%. But only if you make the payment with the Jumbo card (a credit card).

Being a purchase with a credit card and if you do not make 100% debt repayment, you will pay interest on the purchase. And in this case, the additional saving of 5% may be significantly lower, or even negative, if you choose to pay interest on the card.Ultimately, this “discount” of 5% ends up acting as a decoy to attract the least attentive. They charge interest to the customer without his realizing it.

Remaining Distributors With 10% Discount

Remaining Distributors With 10% Discount

In the case of the continent, the discount offered is only 10% in card. You do not have a direct discount on the value of schoolbooks, you will always have to return to the continent to use the discount amount. This situation does not happen with the other institutions that also offer a discount of 10%, as in the case of Fnac, the discount is direct.

Swap Banks Can Be the Solution Manual

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An alternative solution to the acquisition of school textbooks are exchange banks. There are more and more options for parents to get school textbooks at zero price or at a nominal cost, provided that at the end of the school year they return the schoolbooks in good condition. Simply search on Google for “Book Exchange” and find various communities and organizations sharing and exchanging books. Some are even municipalities.

This solution may give a little more work because it implies an initial research, but the cost is minimal and we do not need to use the credit card to get discount, nor do we need to return to the commercial surface in order to use the discount . It saves your wallet and still saves the environment.